LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,952
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,102
−HK$1,168/mo
Today · 4.125%
HK$39,270
baseline
▲ 0.50% · 4.625%
HK$41,659
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,540/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,109
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,212
−HK$1,118/mo
Today · 4.125%
HK$43,330
baseline
▲ 0.50% · 4.625%
HK$45,614
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,660/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,343
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,722
−HK$1,402/mo
Today · 4.125%
HK$47,124
baseline
▲ 0.50% · 4.625%
HK$49,991
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,248/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,331
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,654
−HK$1,342/mo
Today · 4.125%
HK$51,996
baseline
▲ 0.50% · 4.625%
HK$54,737
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,992/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,733
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,343
−HK$1,635/mo
Today · 4.125%
HK$54,978
baseline
▲ 0.50% · 4.625%
HK$58,323
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,956/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,553
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,096
−HK$1,566/mo
Today · 4.125%
HK$60,662
baseline
▲ 0.50% · 4.625%
HK$63,860
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,324/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,514
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,583
−HK$2,102/mo
Today · 4.125%
HK$70,685
baseline
▲ 0.50% · 4.625%
HK$74,986
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,370/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,997
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,981
−HK$2,013/mo
Today · 4.125%
HK$77,994
baseline
▲ 0.50% · 4.625%
HK$82,106
+HK$4,112/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,988/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,702 · Scale 2, in force from 26 Feb 2026)