LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,953
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,102
−HK$1,168/mo
Today · 4.125%
HK$39,270
baseline
▲ 0.50% · 4.625%
HK$41,660
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,540/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,110
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,212
−HK$1,119/mo
Today · 4.125%
HK$43,331
baseline
▲ 0.50% · 4.625%
HK$45,615
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,662/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,344
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,723
−HK$1,401/mo
Today · 4.125%
HK$47,124
baseline
▲ 0.50% · 4.625%
HK$49,992
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,248/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,332
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,655
−HK$1,342/mo
Today · 4.125%
HK$51,997
baseline
▲ 0.50% · 4.625%
HK$54,738
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,994/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,734
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,343
−HK$1,635/mo
Today · 4.125%
HK$54,978
baseline
▲ 0.50% · 4.625%
HK$58,324
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,956/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,554
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,097
−HK$1,566/mo
Today · 4.125%
HK$60,663
baseline
▲ 0.50% · 4.625%
HK$63,861
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,326/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,515
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,584
−HK$2,103/mo
Today · 4.125%
HK$70,687
baseline
▲ 0.50% · 4.625%
HK$74,988
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,374/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,998
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,982
−HK$2,014/mo
Today · 4.125%
HK$77,996
baseline
▲ 0.50% · 4.625%
HK$82,107
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$155,992/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,713 · Scale 2, in force from 26 Feb 2026)