LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,956
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,105
−HK$1,168/mo
Today · 4.125%
HK$39,273
baseline
▲ 0.50% · 4.625%
HK$41,663
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,546/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,113
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,215
−HK$1,119/mo
Today · 4.125%
HK$43,334
baseline
▲ 0.50% · 4.625%
HK$45,618
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,668/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,347
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,726
−HK$1,402/mo
Today · 4.125%
HK$47,128
baseline
▲ 0.50% · 4.625%
HK$49,995
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,256/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,335
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,658
−HK$1,343/mo
Today · 4.125%
HK$52,001
baseline
▲ 0.50% · 4.625%
HK$54,742
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$104,002/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,738
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,347
−HK$1,635/mo
Today · 4.125%
HK$54,982
baseline
▲ 0.50% · 4.625%
HK$58,328
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,964/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,101
−HK$1,566/mo
Today · 4.125%
HK$60,667
baseline
▲ 0.50% · 4.625%
HK$63,865
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,334/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,520
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,589
−HK$2,102/mo
Today · 4.125%
HK$70,691
baseline
▲ 0.50% · 4.625%
HK$74,993
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,382/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,003
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,987
−HK$2,014/mo
Today · 4.125%
HK$78,001
baseline
▲ 0.50% · 4.625%
HK$82,112
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,002/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,753 · Scale 2, in force from 26 Feb 2026)