LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,956
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,105
−HK$1,168/mo
Today · 4.125%
HK$39,273
baseline
▲ 0.50% · 4.625%
HK$41,663
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,546/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,113
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,216
−HK$1,118/mo
Today · 4.125%
HK$43,334
baseline
▲ 0.50% · 4.625%
HK$45,618
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,668/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,347
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,726
−HK$1,402/mo
Today · 4.125%
HK$47,128
baseline
▲ 0.50% · 4.625%
HK$49,995
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,256/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,335
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,659
−HK$1,342/mo
Today · 4.125%
HK$52,001
baseline
▲ 0.50% · 4.625%
HK$54,742
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$104,002/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,738
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,347
−HK$1,635/mo
Today · 4.125%
HK$54,982
baseline
▲ 0.50% · 4.625%
HK$58,328
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,964/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,102
−HK$1,566/mo
Today · 4.125%
HK$60,668
baseline
▲ 0.50% · 4.625%
HK$63,866
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,336/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,520
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,589
−HK$2,103/mo
Today · 4.125%
HK$70,692
baseline
▲ 0.50% · 4.625%
HK$74,993
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,384/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,003
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,988
−HK$2,013/mo
Today · 4.125%
HK$78,001
baseline
▲ 0.50% · 4.625%
HK$82,113
+HK$4,112/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,002/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,757 · Scale 2, in force from 26 Feb 2026)