LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,957
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,106
−HK$1,168/mo
Today · 4.125%
HK$39,274
baseline
▲ 0.50% · 4.625%
HK$41,664
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,548/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,114
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,217
−HK$1,118/mo
Today · 4.125%
HK$43,335
baseline
▲ 0.50% · 4.625%
HK$45,620
+HK$2,285/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,670/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,348
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,728
−HK$1,401/mo
Today · 4.125%
HK$47,129
baseline
▲ 0.50% · 4.625%
HK$49,997
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,258/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,337
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,660
−HK$1,342/mo
Today · 4.125%
HK$52,002
baseline
▲ 0.50% · 4.625%
HK$54,744
+HK$2,742/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$104,004/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,740
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,349
−HK$1,635/mo
Today · 4.125%
HK$54,984
baseline
▲ 0.50% · 4.625%
HK$58,330
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,968/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,560
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,103
−HK$1,566/mo
Today · 4.125%
HK$60,669
baseline
▲ 0.50% · 4.625%
HK$63,867
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,338/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,522
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,591
−HK$2,103/mo
Today · 4.125%
HK$70,694
baseline
▲ 0.50% · 4.625%
HK$74,995
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,388/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,005
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,990
−HK$2,014/mo
Today · 4.125%
HK$78,004
baseline
▲ 0.50% · 4.625%
HK$82,115
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,008/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,774 · Scale 2, in force from 26 Feb 2026)