LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,959
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,109
−HK$1,168/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,667
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,117
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,220
−HK$1,118/mo
Today · 4.125%
HK$43,338
baseline
▲ 0.50% · 4.625%
HK$45,623
+HK$2,285/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,676/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,351
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,731
−HK$1,401/mo
Today · 4.125%
HK$47,132
baseline
▲ 0.50% · 4.625%
HK$50,000
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,264/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,340
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,663
−HK$1,343/mo
Today · 4.125%
HK$52,006
baseline
▲ 0.50% · 4.625%
HK$54,747
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,012/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,743
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,352
−HK$1,636/mo
Today · 4.125%
HK$54,988
baseline
▲ 0.50% · 4.625%
HK$58,334
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,976/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,563
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,107
−HK$1,566/mo
Today · 4.125%
HK$60,673
baseline
▲ 0.50% · 4.625%
HK$63,872
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,346/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,527
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,596
−HK$2,102/mo
Today · 4.125%
HK$70,698
baseline
▲ 0.50% · 4.625%
HK$75,000
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,396/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,010
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,995
−HK$2,014/mo
Today · 4.125%
HK$78,009
baseline
▲ 0.50% · 4.625%
HK$82,121
+HK$4,112/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,018/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,814 · Scale 2, in force from 26 Feb 2026)