LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,960
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,168/mo
Today · 4.125%
HK$39,278
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,556/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,118
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,220
−HK$1,119/mo
Today · 4.125%
HK$43,339
baseline
▲ 0.50% · 4.625%
HK$45,624
+HK$2,285/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,678/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,352
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,732
−HK$1,401/mo
Today · 4.125%
HK$47,133
baseline
▲ 0.50% · 4.625%
HK$50,001
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,266/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,341
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,665
−HK$1,342/mo
Today · 4.125%
HK$52,007
baseline
▲ 0.50% · 4.625%
HK$54,748
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,014/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,744
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,354
−HK$1,635/mo
Today · 4.125%
HK$54,989
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,978/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,565
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,109
−HK$1,566/mo
Today · 4.125%
HK$60,675
baseline
▲ 0.50% · 4.625%
HK$63,873
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,350/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,528
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,598
−HK$2,102/mo
Today · 4.125%
HK$70,700
baseline
▲ 0.50% · 4.625%
HK$75,002
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,400/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,012
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,997
−HK$2,014/mo
Today · 4.125%
HK$78,011
baseline
▲ 0.50% · 4.625%
HK$82,123
+HK$4,112/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,022/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,828 · Scale 2, in force from 26 Feb 2026)