LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,963
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,113
−HK$1,168/mo
Today · 4.125%
HK$39,281
baseline
▲ 0.50% · 4.625%
HK$41,671
+HK$2,390/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,562/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,121
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,224
−HK$1,119/mo
Today · 4.125%
HK$43,343
baseline
▲ 0.50% · 4.625%
HK$45,628
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,686/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,356
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,736
−HK$1,401/mo
Today · 4.125%
HK$47,137
baseline
▲ 0.50% · 4.625%
HK$50,006
+HK$2,869/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,274/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,346
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,669
−HK$1,343/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$54,753
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,749
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,358
−HK$1,636/mo
Today · 4.125%
HK$54,994
baseline
▲ 0.50% · 4.625%
HK$58,340
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,988/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,570
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,566/mo
Today · 4.125%
HK$60,680
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,360/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,534
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,603
−HK$2,103/mo
Today · 4.125%
HK$70,706
baseline
▲ 0.50% · 4.625%
HK$75,008
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,412/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,018
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,003
−HK$2,014/mo
Today · 4.125%
HK$78,017
baseline
▲ 0.50% · 4.625%
HK$82,130
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,034/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,881 · Scale 2, in force from 26 Feb 2026)