LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,964
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,113
−HK$1,169/mo
Today · 4.125%
HK$39,282
baseline
▲ 0.50% · 4.625%
HK$41,672
+HK$2,390/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,564/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,122
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,225
−HK$1,118/mo
Today · 4.125%
HK$43,343
baseline
▲ 0.50% · 4.625%
HK$45,628
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,686/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,356
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,736
−HK$1,402/mo
Today · 4.125%
HK$47,138
baseline
▲ 0.50% · 4.625%
HK$50,006
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,276/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,346
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,670
−HK$1,342/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$54,754
+HK$2,742/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,749
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,359
−HK$1,635/mo
Today · 4.125%
HK$54,994
baseline
▲ 0.50% · 4.625%
HK$58,341
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,988/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,570
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,567/mo
Today · 4.125%
HK$60,681
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,362/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,535
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,604
−HK$2,103/mo
Today · 4.125%
HK$70,707
baseline
▲ 0.50% · 4.625%
HK$75,009
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,414/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,019
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,004
−HK$2,014/mo
Today · 4.125%
HK$78,018
baseline
▲ 0.50% · 4.625%
HK$82,131
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,036/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,887 · Scale 2, in force from 26 Feb 2026)