LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,966
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,168/mo
Today · 4.125%
HK$39,284
baseline
▲ 0.50% · 4.625%
HK$41,675
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,568/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,124
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,227
−HK$1,119/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,359
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,739
−HK$1,402/mo
Today · 4.125%
HK$47,141
baseline
▲ 0.50% · 4.625%
HK$50,009
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,282/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,349
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,673
−HK$1,342/mo
Today · 4.125%
HK$52,015
baseline
▲ 0.50% · 4.625%
HK$54,757
+HK$2,742/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,030/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,753
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,362
−HK$1,636/mo
Today · 4.125%
HK$54,998
baseline
▲ 0.50% · 4.625%
HK$58,344
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,996/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,574
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,118
−HK$1,567/mo
Today · 4.125%
HK$60,685
baseline
▲ 0.50% · 4.625%
HK$63,883
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,370/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,539
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,609
−HK$2,103/mo
Today · 4.125%
HK$70,712
baseline
▲ 0.50% · 4.625%
HK$75,014
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,424/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,024
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,009
−HK$2,014/mo
Today · 4.125%
HK$78,023
baseline
▲ 0.50% · 4.625%
HK$82,136
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,046/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,927 · Scale 2, in force from 26 Feb 2026)