LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,967
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,117
−HK$1,168/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,125
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,228
−HK$1,119/mo
Today · 4.125%
HK$43,347
baseline
▲ 0.50% · 4.625%
HK$45,632
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,694/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,360
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,402/mo
Today · 4.125%
HK$47,142
baseline
▲ 0.50% · 4.625%
HK$50,011
+HK$2,869/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,284/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,350
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,674
−HK$1,343/mo
Today · 4.125%
HK$52,017
baseline
▲ 0.50% · 4.625%
HK$54,759
+HK$2,742/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,034/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,754
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,364
−HK$1,635/mo
Today · 4.125%
HK$54,999
baseline
▲ 0.50% · 4.625%
HK$58,346
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$109,998/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,575
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,120
−HK$1,566/mo
Today · 4.125%
HK$60,686
baseline
▲ 0.50% · 4.625%
HK$63,885
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,372/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,541
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,610
−HK$2,103/mo
Today · 4.125%
HK$70,713
baseline
▲ 0.50% · 4.625%
HK$75,016
+HK$4,303/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,426/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,026
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,011
−HK$2,014/mo
Today · 4.125%
HK$78,025
baseline
▲ 0.50% · 4.625%
HK$82,138
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,050/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,941 · Scale 2, in force from 26 Feb 2026)