LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,968
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,118
−HK$1,168/mo
Today · 4.125%
HK$39,286
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,390/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,572/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,126
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,229
−HK$1,119/mo
Today · 4.125%
HK$43,348
baseline
▲ 0.50% · 4.625%
HK$45,633
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,696/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,361
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,741
−HK$1,402/mo
Today · 4.125%
HK$47,143
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,869/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,286/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,352
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,675
−HK$1,343/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$54,760
+HK$2,742/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,755
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,365
−HK$1,635/mo
Today · 4.125%
HK$55,000
baseline
▲ 0.50% · 4.625%
HK$58,347
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$110,000/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,577
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,121
−HK$1,566/mo
Today · 4.125%
HK$60,687
baseline
▲ 0.50% · 4.625%
HK$63,886
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,374/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,542
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,612
−HK$2,103/mo
Today · 4.125%
HK$70,715
baseline
▲ 0.50% · 4.625%
HK$75,018
+HK$4,303/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,430/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,027
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,013
−HK$2,014/mo
Today · 4.125%
HK$78,027
baseline
▲ 0.50% · 4.625%
HK$82,140
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,054/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,955 · Scale 2, in force from 26 Feb 2026)