LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,968
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,118
−HK$1,168/mo
Today · 4.125%
HK$39,286
baseline
▲ 0.50% · 4.625%
HK$41,677
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,572/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,127
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,230
−HK$1,119/mo
Today · 4.125%
HK$43,349
baseline
▲ 0.50% · 4.625%
HK$45,634
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,698/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,362
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,742
−HK$1,402/mo
Today · 4.125%
HK$47,144
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$94,288/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,352
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,342/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$54,760
+HK$2,742/mo
Deposit HK$6.48M · loan HK$9.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,755
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,365
−HK$1,636/mo
Today · 4.125%
HK$55,001
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$110,002/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,577
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,122
−HK$1,566/mo
Today · 4.125%
HK$60,688
baseline
▲ 0.50% · 4.625%
HK$63,887
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,376/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,543
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,613
−HK$2,103/mo
Today · 4.125%
HK$70,716
baseline
▲ 0.50% · 4.625%
HK$75,018
+HK$4,302/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,432/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,028
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,014
−HK$2,014/mo
Today · 4.125%
HK$78,028
baseline
▲ 0.50% · 4.625%
HK$82,141
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,056/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,962 · Scale 2, in force from 26 Feb 2026)