LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,970
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,120
−HK$1,168/mo
Today · 4.125%
HK$39,288
baseline
▲ 0.50% · 4.625%
HK$41,679
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,576/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,128
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,232
−HK$1,119/mo
Today · 4.125%
HK$43,351
baseline
▲ 0.50% · 4.625%
HK$45,636
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,702/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,364
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,744
−HK$1,402/mo
Today · 4.125%
HK$47,146
baseline
▲ 0.50% · 4.625%
HK$50,014
+HK$2,868/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,292/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,354
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,678
−HK$1,343/mo
Today · 4.125%
HK$52,021
baseline
▲ 0.50% · 4.625%
HK$54,763
+HK$2,742/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,042/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,758
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,368
−HK$1,635/mo
Today · 4.125%
HK$55,003
baseline
▲ 0.50% · 4.625%
HK$58,350
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$110,006/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,580
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,124
−HK$1,567/mo
Today · 4.125%
HK$60,691
baseline
▲ 0.50% · 4.625%
HK$63,890
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,382/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,546
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,615
−HK$2,104/mo
Today · 4.125%
HK$70,719
baseline
▲ 0.50% · 4.625%
HK$75,022
+HK$4,303/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,438/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,031
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,017
−HK$2,014/mo
Today · 4.125%
HK$78,031
baseline
▲ 0.50% · 4.625%
HK$82,144
+HK$4,113/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,062/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,987 · Scale 2, in force from 26 Feb 2026)