LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,974
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,124
−HK$1,169/mo
Today · 4.125%
HK$39,293
baseline
▲ 0.50% · 4.625%
HK$41,684
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,586/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,133
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,237
−HK$1,119/mo
Today · 4.125%
HK$43,356
baseline
▲ 0.50% · 4.625%
HK$45,641
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,712/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,369
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,749
−HK$1,402/mo
Today · 4.125%
HK$47,151
baseline
▲ 0.50% · 4.625%
HK$50,020
+HK$2,869/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,302/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,360
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,684
−HK$1,343/mo
Today · 4.125%
HK$52,027
baseline
▲ 0.50% · 4.625%
HK$54,769
+HK$2,742/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,054/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,764
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,636/mo
Today · 4.125%
HK$55,010
baseline
▲ 0.50% · 4.625%
HK$58,357
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$110,020/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,587
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,131
−HK$1,567/mo
Today · 4.125%
HK$60,698
baseline
▲ 0.50% · 4.625%
HK$63,897
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,396/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,554
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,624
−HK$2,103/mo
Today · 4.125%
HK$70,727
baseline
▲ 0.50% · 4.625%
HK$75,031
+HK$4,304/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,454/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,040
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,026
−HK$2,014/mo
Today · 4.125%
HK$78,040
baseline
▲ 0.50% · 4.625%
HK$82,154
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,080/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,060 · Scale 2, in force from 26 Feb 2026)