LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,975
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,125
−HK$1,169/mo
Today · 4.125%
HK$39,294
baseline
▲ 0.50% · 4.625%
HK$41,685
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,588/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,134
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,119/mo
Today · 4.125%
HK$43,357
baseline
▲ 0.50% · 4.625%
HK$45,642
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,714/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,370
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,750
−HK$1,403/mo
Today · 4.125%
HK$47,153
baseline
▲ 0.50% · 4.625%
HK$50,022
+HK$2,869/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,306/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,361
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,685
−HK$1,343/mo
Today · 4.125%
HK$52,028
baseline
▲ 0.50% · 4.625%
HK$54,771
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,056/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,765
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,375
−HK$1,636/mo
Today · 4.125%
HK$55,011
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$3,348/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$110,022/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,588
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,133
−HK$1,567/mo
Today · 4.125%
HK$60,700
baseline
▲ 0.50% · 4.625%
HK$63,899
+HK$3,199/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,400/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,555
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,625
−HK$2,104/mo
Today · 4.125%
HK$70,729
baseline
▲ 0.50% · 4.625%
HK$75,032
+HK$4,303/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,458/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,042
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,028
−HK$2,014/mo
Today · 4.125%
HK$78,042
baseline
▲ 0.50% · 4.625%
HK$82,156
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,084/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,075 · Scale 2, in force from 26 Feb 2026)