LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,975
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,126
−HK$1,168/mo
Today · 4.125%
HK$39,294
baseline
▲ 0.50% · 4.625%
HK$41,685
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,588/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,135
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,119/mo
Today · 4.125%
HK$43,357
baseline
▲ 0.50% · 4.625%
HK$45,643
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,714/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,371
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,751
−HK$1,402/mo
Today · 4.125%
HK$47,153
baseline
▲ 0.50% · 4.625%
HK$50,022
+HK$2,869/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,306/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,362
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,686
−HK$1,343/mo
Today · 4.125%
HK$52,029
baseline
▲ 0.50% · 4.625%
HK$54,771
+HK$2,742/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,058/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,766
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,376
−HK$1,636/mo
Today · 4.125%
HK$55,012
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$3,347/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$110,024/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,589
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,133
−HK$1,567/mo
Today · 4.125%
HK$60,700
baseline
▲ 0.50% · 4.625%
HK$63,900
+HK$3,200/mo
Deposit HK$4.86M · loan HK$11.35M · min. income ≈ HK$121,400/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,556
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,626
−HK$2,103/mo
Today · 4.125%
HK$70,729
baseline
▲ 0.50% · 4.625%
HK$75,033
+HK$4,304/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$141,458/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,043
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,028
−HK$2,015/mo
Today · 4.125%
HK$78,043
baseline
▲ 0.50% · 4.625%
HK$82,157
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.59M · min. income ≈ HK$156,086/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,081 · Scale 2, in force from 26 Feb 2026)