LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,979
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,130
−HK$1,168/mo
Today · 4.125%
HK$39,298
baseline
▲ 0.50% · 4.625%
HK$41,689
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,596/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,139
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,242
−HK$1,120/mo
Today · 4.125%
HK$43,362
baseline
▲ 0.50% · 4.625%
HK$45,647
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,724/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,375
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,402/mo
Today · 4.125%
HK$47,158
baseline
▲ 0.50% · 4.625%
HK$50,027
+HK$2,869/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,316/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,367
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,691
−HK$1,343/mo
Today · 4.125%
HK$52,034
baseline
▲ 0.50% · 4.625%
HK$54,777
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,068/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,771
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,381
−HK$1,637/mo
Today · 4.125%
HK$55,018
baseline
▲ 0.50% · 4.625%
HK$58,365
+HK$3,347/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,036/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,595
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,139
−HK$1,568/mo
Today · 4.125%
HK$60,707
baseline
▲ 0.50% · 4.625%
HK$63,906
+HK$3,199/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,414/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,563
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,633
−HK$2,104/mo
Today · 4.125%
HK$70,737
baseline
▲ 0.50% · 4.625%
HK$75,041
+HK$4,304/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,474/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,050
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,036
−HK$2,015/mo
Today · 4.125%
HK$78,051
baseline
▲ 0.50% · 4.625%
HK$82,165
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,102/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,145 · Scale 2, in force from 26 Feb 2026)