LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,980
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,130
−HK$1,169/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,140
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,243
−HK$1,120/mo
Today · 4.125%
HK$43,363
baseline
▲ 0.50% · 4.625%
HK$45,648
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,726/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,376
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,403/mo
Today · 4.125%
HK$47,159
baseline
▲ 0.50% · 4.625%
HK$50,028
+HK$2,869/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,318/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,368
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,692
−HK$1,343/mo
Today · 4.125%
HK$52,035
baseline
▲ 0.50% · 4.625%
HK$54,778
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,070/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,772
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,383
−HK$1,636/mo
Today · 4.125%
HK$55,019
baseline
▲ 0.50% · 4.625%
HK$58,366
+HK$3,347/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,038/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,596
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,141
−HK$1,567/mo
Today · 4.125%
HK$60,708
baseline
▲ 0.50% · 4.625%
HK$63,908
+HK$3,200/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,416/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,564
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,635
−HK$2,103/mo
Today · 4.125%
HK$70,738
baseline
▲ 0.50% · 4.625%
HK$75,043
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,476/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,052
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,038
−HK$2,015/mo
Today · 4.125%
HK$78,053
baseline
▲ 0.50% · 4.625%
HK$82,167
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,106/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,157 · Scale 2, in force from 26 Feb 2026)