LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,981
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,131
−HK$1,169/mo
Today · 4.125%
HK$39,300
baseline
▲ 0.50% · 4.625%
HK$41,691
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,600/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,141
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,119/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,377
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,758
−HK$1,402/mo
Today · 4.125%
HK$47,160
baseline
▲ 0.50% · 4.625%
HK$50,030
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,320/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,369
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,693
−HK$1,344/mo
Today · 4.125%
HK$52,037
baseline
▲ 0.50% · 4.625%
HK$54,780
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,074/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,774
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,384
−HK$1,636/mo
Today · 4.125%
HK$55,020
baseline
▲ 0.50% · 4.625%
HK$58,368
+HK$3,348/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,040/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,598
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,142
−HK$1,567/mo
Today · 4.125%
HK$60,709
baseline
▲ 0.50% · 4.625%
HK$63,909
+HK$3,200/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,418/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,566
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,637
−HK$2,103/mo
Today · 4.125%
HK$70,740
baseline
▲ 0.50% · 4.625%
HK$75,045
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,480/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,054
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,040
−HK$2,015/mo
Today · 4.125%
HK$78,055
baseline
▲ 0.50% · 4.625%
HK$82,169
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,110/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,174 · Scale 2, in force from 26 Feb 2026)