LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,982
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,169/mo
Today · 4.125%
HK$39,301
baseline
▲ 0.50% · 4.625%
HK$41,692
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,602/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,142
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,119/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,378
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,758
−HK$1,403/mo
Today · 4.125%
HK$47,161
baseline
▲ 0.50% · 4.625%
HK$50,030
+HK$2,869/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,322/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,370
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,694
−HK$1,343/mo
Today · 4.125%
HK$52,037
baseline
▲ 0.50% · 4.625%
HK$54,780
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,074/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,774
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,385
−HK$1,636/mo
Today · 4.125%
HK$55,021
baseline
▲ 0.50% · 4.625%
HK$58,369
+HK$3,348/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,042/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,598
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,143
−HK$1,567/mo
Today · 4.125%
HK$60,710
baseline
▲ 0.50% · 4.625%
HK$63,910
+HK$3,200/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,420/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,567
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,637
−HK$2,104/mo
Today · 4.125%
HK$70,741
baseline
▲ 0.50% · 4.625%
HK$75,046
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,482/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,055
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,041
−HK$2,015/mo
Today · 4.125%
HK$78,056
baseline
▲ 0.50% · 4.625%
HK$82,170
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,112/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,181 · Scale 2, in force from 26 Feb 2026)