LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,983
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,134
−HK$1,169/mo
Today · 4.125%
HK$39,303
baseline
▲ 0.50% · 4.625%
HK$41,694
+HK$2,391/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,606/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,144
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,247
−HK$1,120/mo
Today · 4.125%
HK$43,367
baseline
▲ 0.50% · 4.625%
HK$45,652
+HK$2,285/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,734/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,380
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,761
−HK$1,402/mo
Today · 4.125%
HK$47,163
baseline
▲ 0.50% · 4.625%
HK$50,033
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,326/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,372
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,697
−HK$1,343/mo
Today · 4.125%
HK$52,040
baseline
▲ 0.50% · 4.625%
HK$54,783
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,080/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,777
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,387
−HK$1,637/mo
Today · 4.125%
HK$55,024
baseline
▲ 0.50% · 4.625%
HK$58,372
+HK$3,348/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,048/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,601
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,146
−HK$1,567/mo
Today · 4.125%
HK$60,713
baseline
▲ 0.50% · 4.625%
HK$63,913
+HK$3,200/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,426/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,570
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,641
−HK$2,104/mo
Today · 4.125%
HK$70,745
baseline
▲ 0.50% · 4.625%
HK$75,049
+HK$4,304/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,490/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,059
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,045
−HK$2,015/mo
Today · 4.125%
HK$78,060
baseline
▲ 0.50% · 4.625%
HK$82,174
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,120/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,212 · Scale 2, in force from 26 Feb 2026)