LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,984
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,134
−HK$1,169/mo
Today · 4.125%
HK$39,303
baseline
▲ 0.50% · 4.625%
HK$41,695
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,606/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,144
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,248
−HK$1,119/mo
Today · 4.125%
HK$43,367
baseline
▲ 0.50% · 4.625%
HK$45,653
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,734/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,381
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,761
−HK$1,403/mo
Today · 4.125%
HK$47,164
baseline
▲ 0.50% · 4.625%
HK$50,034
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,328/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,373
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,697
−HK$1,344/mo
Today · 4.125%
HK$52,041
baseline
▲ 0.50% · 4.625%
HK$54,784
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,082/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,778
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,388
−HK$1,636/mo
Today · 4.125%
HK$55,024
baseline
▲ 0.50% · 4.625%
HK$58,373
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,048/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,602
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,147
−HK$1,567/mo
Today · 4.125%
HK$60,714
baseline
▲ 0.50% · 4.625%
HK$63,914
+HK$3,200/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,428/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,571
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,642
−HK$2,104/mo
Today · 4.125%
HK$70,746
baseline
▲ 0.50% · 4.625%
HK$75,050
+HK$4,304/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,492/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,060
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,046
−HK$2,015/mo
Today · 4.125%
HK$78,061
baseline
▲ 0.50% · 4.625%
HK$82,176
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,122/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,221 · Scale 2, in force from 26 Feb 2026)