LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,985
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,169/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,696
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,145
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,249
−HK$1,119/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$45,654
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,382
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,762
−HK$1,403/mo
Today · 4.125%
HK$47,165
baseline
▲ 0.50% · 4.625%
HK$50,035
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,330/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,374
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,698
−HK$1,344/mo
Today · 4.125%
HK$52,042
baseline
▲ 0.50% · 4.625%
HK$54,785
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,084/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,779
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,389
−HK$1,637/mo
Today · 4.125%
HK$55,026
baseline
▲ 0.50% · 4.625%
HK$58,374
+HK$3,348/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,052/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,603
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,148
−HK$1,567/mo
Today · 4.125%
HK$60,715
baseline
▲ 0.50% · 4.625%
HK$63,916
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,430/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,573
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,643
−HK$2,104/mo
Today · 4.125%
HK$70,747
baseline
▲ 0.50% · 4.625%
HK$75,052
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,494/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,061
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,048
−HK$2,015/mo
Today · 4.125%
HK$78,063
baseline
▲ 0.50% · 4.625%
HK$82,177
+HK$4,114/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,126/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,233 · Scale 2, in force from 26 Feb 2026)