LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,986
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,136
−HK$1,169/mo
Today · 4.125%
HK$39,305
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,610/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,250
−HK$1,120/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,383
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,764
−HK$1,402/mo
Today · 4.125%
HK$47,166
baseline
▲ 0.50% · 4.625%
HK$50,036
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,332/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,376
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,700
−HK$1,343/mo
Today · 4.125%
HK$52,043
baseline
▲ 0.50% · 4.625%
HK$54,787
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,086/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,780
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,391
−HK$1,636/mo
Today · 4.125%
HK$55,027
baseline
▲ 0.50% · 4.625%
HK$58,376
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,054/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,605
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,150
−HK$1,567/mo
Today · 4.125%
HK$60,717
baseline
▲ 0.50% · 4.625%
HK$63,918
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,434/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,575
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,646
−HK$2,104/mo
Today · 4.125%
HK$70,750
baseline
▲ 0.50% · 4.625%
HK$75,055
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,500/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,064
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,050
−HK$2,015/mo
Today · 4.125%
HK$78,065
baseline
▲ 0.50% · 4.625%
HK$82,180
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,130/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,254 · Scale 2, in force from 26 Feb 2026)