LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,987
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,137
−HK$1,169/mo
Today · 4.125%
HK$39,306
baseline
▲ 0.50% · 4.625%
HK$41,698
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,612/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,147
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,251
−HK$1,119/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,384
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,764
−HK$1,403/mo
Today · 4.125%
HK$47,167
baseline
▲ 0.50% · 4.625%
HK$50,037
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,334/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,377
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,701
−HK$1,343/mo
Today · 4.125%
HK$52,044
baseline
▲ 0.50% · 4.625%
HK$54,788
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,088/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,781
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,392
−HK$1,636/mo
Today · 4.125%
HK$55,028
baseline
▲ 0.50% · 4.625%
HK$58,377
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,056/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,606
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,151
−HK$1,567/mo
Today · 4.125%
HK$60,718
baseline
▲ 0.50% · 4.625%
HK$63,919
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,436/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,576
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,647
−HK$2,104/mo
Today · 4.125%
HK$70,751
baseline
▲ 0.50% · 4.625%
HK$75,056
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,502/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,065
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,051
−HK$2,015/mo
Today · 4.125%
HK$78,066
baseline
▲ 0.50% · 4.625%
HK$82,181
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,132/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,263 · Scale 2, in force from 26 Feb 2026)