LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,988
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,139
−HK$1,169/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,700
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,149
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,253
−HK$1,119/mo
Today · 4.125%
HK$43,372
baseline
▲ 0.50% · 4.625%
HK$45,658
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,744/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,386
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,767
−HK$1,402/mo
Today · 4.125%
HK$47,169
baseline
▲ 0.50% · 4.625%
HK$50,039
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,338/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,379
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,703
−HK$1,344/mo
Today · 4.125%
HK$52,047
baseline
▲ 0.50% · 4.625%
HK$54,790
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,094/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,784
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,394
−HK$1,637/mo
Today · 4.125%
HK$55,031
baseline
▲ 0.50% · 4.625%
HK$58,379
+HK$3,348/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$110,062/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,609
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,154
−HK$1,567/mo
Today · 4.125%
HK$60,721
baseline
▲ 0.50% · 4.625%
HK$63,922
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.35M · min. income ≈ HK$121,442/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,579
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,650
−HK$2,104/mo
Today · 4.125%
HK$70,754
baseline
▲ 0.50% · 4.625%
HK$75,059
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,508/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,068
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,055
−HK$2,015/mo
Today · 4.125%
HK$78,070
baseline
▲ 0.50% · 4.625%
HK$82,185
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,140/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,292 · Scale 2, in force from 26 Feb 2026)