LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,989
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,140
−HK$1,169/mo
Today · 4.125%
HK$39,309
baseline
▲ 0.50% · 4.625%
HK$41,701
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,618/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,150
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,254
−HK$1,119/mo
Today · 4.125%
HK$43,373
baseline
▲ 0.50% · 4.625%
HK$45,660
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,746/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,387
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,768
−HK$1,403/mo
Today · 4.125%
HK$47,171
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,342/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,380
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,705
−HK$1,343/mo
Today · 4.125%
HK$52,048
baseline
▲ 0.50% · 4.625%
HK$54,792
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,096/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,785
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,396
−HK$1,636/mo
Today · 4.125%
HK$55,032
baseline
▲ 0.50% · 4.625%
HK$58,381
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,064/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,610
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,155
−HK$1,568/mo
Today · 4.125%
HK$60,723
baseline
▲ 0.50% · 4.625%
HK$63,924
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,446/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,581
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,652
−HK$2,104/mo
Today · 4.125%
HK$70,756
baseline
▲ 0.50% · 4.625%
HK$75,061
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,512/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,070
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,057
−HK$2,015/mo
Today · 4.125%
HK$78,072
baseline
▲ 0.50% · 4.625%
HK$82,187
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,144/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,308 · Scale 2, in force from 26 Feb 2026)