LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,992
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,142
−HK$1,169/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,153
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,119/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$45,663
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,390
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,771
−HK$1,403/mo
Today · 4.125%
HK$47,174
baseline
▲ 0.50% · 4.625%
HK$50,044
+HK$2,870/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,348/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,708
−HK$1,344/mo
Today · 4.125%
HK$52,052
baseline
▲ 0.50% · 4.625%
HK$54,795
+HK$2,743/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,104/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,788
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,399
−HK$1,637/mo
Today · 4.125%
HK$55,036
baseline
▲ 0.50% · 4.625%
HK$58,385
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,072/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,614
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,159
−HK$1,568/mo
Today · 4.125%
HK$60,727
baseline
▲ 0.50% · 4.625%
HK$63,928
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,454/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,585
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,656
−HK$2,105/mo
Today · 4.125%
HK$70,761
baseline
▲ 0.50% · 4.625%
HK$75,066
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,522/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,075
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,062
−HK$2,015/mo
Today · 4.125%
HK$78,077
baseline
▲ 0.50% · 4.625%
HK$82,193
+HK$4,116/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,154/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,349 · Scale 2, in force from 26 Feb 2026)