LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,992
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,143
−HK$1,169/mo
Today · 4.125%
HK$39,312
baseline
▲ 0.50% · 4.625%
HK$41,704
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,624/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,154
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,120/mo
Today · 4.125%
HK$43,377
baseline
▲ 0.50% · 4.625%
HK$45,663
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,754/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,391
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,402/mo
Today · 4.125%
HK$47,174
baseline
▲ 0.50% · 4.625%
HK$50,045
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,348/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,709
−HK$1,343/mo
Today · 4.125%
HK$52,052
baseline
▲ 0.50% · 4.625%
HK$54,796
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,104/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,789
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,400
−HK$1,637/mo
Today · 4.125%
HK$55,037
baseline
▲ 0.50% · 4.625%
HK$58,386
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,074/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,615
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,160
−HK$1,568/mo
Today · 4.125%
HK$60,728
baseline
▲ 0.50% · 4.625%
HK$63,929
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,456/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,586
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,657
−HK$2,105/mo
Today · 4.125%
HK$70,762
baseline
▲ 0.50% · 4.625%
HK$75,067
+HK$4,305/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,524/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,076
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,063
−HK$2,016/mo
Today · 4.125%
HK$78,079
baseline
▲ 0.50% · 4.625%
HK$82,194
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,158/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,358 · Scale 2, in force from 26 Feb 2026)