LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,993
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,144
−HK$1,169/mo
Today · 4.125%
HK$39,313
baseline
▲ 0.50% · 4.625%
HK$41,705
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,626/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,154
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,258
−HK$1,120/mo
Today · 4.125%
HK$43,378
baseline
▲ 0.50% · 4.625%
HK$45,664
+HK$2,286/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,756/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,391
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,403/mo
Today · 4.125%
HK$47,175
baseline
▲ 0.50% · 4.625%
HK$50,046
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,350/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,385
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,710
−HK$1,343/mo
Today · 4.125%
HK$52,053
baseline
▲ 0.50% · 4.625%
HK$54,797
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,106/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,790
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,401
−HK$1,637/mo
Today · 4.125%
HK$55,038
baseline
▲ 0.50% · 4.625%
HK$58,387
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,076/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,616
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,161
−HK$1,568/mo
Today · 4.125%
HK$60,729
baseline
▲ 0.50% · 4.625%
HK$63,930
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,458/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,587
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,658
−HK$2,105/mo
Today · 4.125%
HK$70,763
baseline
▲ 0.50% · 4.625%
HK$75,069
+HK$4,306/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,526/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,078
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,064
−HK$2,016/mo
Today · 4.125%
HK$78,080
baseline
▲ 0.50% · 4.625%
HK$82,195
+HK$4,115/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,160/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,368 · Scale 2, in force from 26 Feb 2026)