LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,997
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,148
−HK$1,169/mo
Today · 4.125%
HK$39,317
baseline
▲ 0.50% · 4.625%
HK$41,709
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,634/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,158
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,262
−HK$1,120/mo
Today · 4.125%
HK$43,382
baseline
▲ 0.50% · 4.625%
HK$45,669
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,764/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,396
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,777
−HK$1,403/mo
Today · 4.125%
HK$47,180
baseline
▲ 0.50% · 4.625%
HK$50,051
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$94,360/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,390
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,715
−HK$1,344/mo
Today · 4.125%
HK$52,059
baseline
▲ 0.50% · 4.625%
HK$54,803
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.73M · min. income ≈ HK$104,118/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,795
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,407
−HK$1,636/mo
Today · 4.125%
HK$55,043
baseline
▲ 0.50% · 4.625%
HK$58,393
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,086/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,622
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,167
−HK$1,568/mo
Today · 4.125%
HK$60,735
baseline
▲ 0.50% · 4.625%
HK$63,936
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,470/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,594
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,666
−HK$2,104/mo
Today · 4.125%
HK$70,770
baseline
▲ 0.50% · 4.625%
HK$75,076
+HK$4,306/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,540/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,085
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,072
−HK$2,016/mo
Today · 4.125%
HK$78,088
baseline
▲ 0.50% · 4.625%
HK$82,204
+HK$4,116/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,176/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,430 · Scale 2, in force from 26 Feb 2026)