LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,998
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,148
−HK$1,170/mo
Today · 4.125%
HK$39,318
baseline
▲ 0.50% · 4.625%
HK$41,710
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,636/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,159
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,263
−HK$1,120/mo
Today · 4.125%
HK$43,383
baseline
▲ 0.50% · 4.625%
HK$45,670
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,766/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,397
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,778
−HK$1,403/mo
Today · 4.125%
HK$47,181
baseline
▲ 0.50% · 4.625%
HK$50,052
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,362/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,391
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,716
−HK$1,344/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$54,804
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,797
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,408
−HK$1,637/mo
Today · 4.125%
HK$55,045
baseline
▲ 0.50% · 4.625%
HK$58,394
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,090/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,623
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,169
−HK$1,567/mo
Today · 4.125%
HK$60,736
baseline
▲ 0.50% · 4.625%
HK$63,938
+HK$3,202/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,472/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,596
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,667
−HK$2,105/mo
Today · 4.125%
HK$70,772
baseline
▲ 0.50% · 4.625%
HK$75,078
+HK$4,306/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,544/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,087
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,074
−HK$2,016/mo
Today · 4.125%
HK$78,090
baseline
▲ 0.50% · 4.625%
HK$82,206
+HK$4,116/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,180/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,445 · Scale 2, in force from 26 Feb 2026)