LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,999
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,169/mo
Today · 4.125%
HK$39,319
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,393/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,638/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,161
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,120/mo
Today · 4.125%
HK$43,385
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,770/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,399
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,780
−HK$1,403/mo
Today · 4.125%
HK$47,183
baseline
▲ 0.50% · 4.625%
HK$50,054
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,366/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,393
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,718
−HK$1,344/mo
Today · 4.125%
HK$52,062
baseline
▲ 0.50% · 4.625%
HK$54,806
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,124/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,799
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,410
−HK$1,637/mo
Today · 4.125%
HK$55,047
baseline
▲ 0.50% · 4.625%
HK$58,397
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,094/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,626
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,171
−HK$1,568/mo
Today · 4.125%
HK$60,739
baseline
▲ 0.50% · 4.625%
HK$63,941
+HK$3,202/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,478/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,598
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,670
−HK$2,105/mo
Today · 4.125%
HK$70,775
baseline
▲ 0.50% · 4.625%
HK$75,081
+HK$4,306/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,550/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,090
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,077
−HK$2,016/mo
Today · 4.125%
HK$78,093
baseline
▲ 0.50% · 4.625%
HK$82,209
+HK$4,116/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,186/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,471 · Scale 2, in force from 26 Feb 2026)