LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,999
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,170/mo
Today · 4.125%
HK$39,320
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,640/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,162
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,120/mo
Today · 4.125%
HK$43,385
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,770/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,399
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,780
−HK$1,404/mo
Today · 4.125%
HK$47,184
baseline
▲ 0.50% · 4.625%
HK$50,055
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,368/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,394
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,719
−HK$1,343/mo
Today · 4.125%
HK$52,062
baseline
▲ 0.50% · 4.625%
HK$54,807
+HK$2,745/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,124/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,799
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,411
−HK$1,637/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$58,397
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,626
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,172
−HK$1,568/mo
Today · 4.125%
HK$60,740
baseline
▲ 0.50% · 4.625%
HK$63,941
+HK$3,201/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,480/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,599
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,671
−HK$2,104/mo
Today · 4.125%
HK$70,775
baseline
▲ 0.50% · 4.625%
HK$75,082
+HK$4,307/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,550/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,091
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,078
−HK$2,016/mo
Today · 4.125%
HK$78,094
baseline
▲ 0.50% · 4.625%
HK$82,210
+HK$4,116/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,188/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,476 · Scale 2, in force from 26 Feb 2026)