LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,000
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,170/mo
Today · 4.125%
HK$39,321
baseline
▲ 0.50% · 4.625%
HK$41,713
+HK$2,392/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,642/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,162
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,120/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$45,673
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,400
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,781
−HK$1,404/mo
Today · 4.125%
HK$47,185
baseline
▲ 0.50% · 4.625%
HK$50,056
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,370/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,395
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,720
−HK$1,344/mo
Today · 4.125%
HK$52,064
baseline
▲ 0.50% · 4.625%
HK$54,808
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,128/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,800
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,637/mo
Today · 4.125%
HK$55,049
baseline
▲ 0.50% · 4.625%
HK$58,398
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,098/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,173
−HK$1,568/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$63,943
+HK$3,202/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,601
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,672
−HK$2,105/mo
Today · 4.125%
HK$70,777
baseline
▲ 0.50% · 4.625%
HK$75,084
+HK$4,307/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,554/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,092
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,080
−HK$2,015/mo
Today · 4.125%
HK$78,095
baseline
▲ 0.50% · 4.625%
HK$82,212
+HK$4,117/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,190/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,489 · Scale 2, in force from 26 Feb 2026)