LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,001
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,152
−HK$1,169/mo
Today · 4.125%
HK$39,321
baseline
▲ 0.50% · 4.625%
HK$41,714
+HK$2,393/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,642/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,163
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,267
−HK$1,120/mo
Today · 4.125%
HK$43,387
baseline
▲ 0.50% · 4.625%
HK$45,674
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,774/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,401
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,782
−HK$1,403/mo
Today · 4.125%
HK$47,185
baseline
▲ 0.50% · 4.625%
HK$50,057
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,370/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,396
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,721
−HK$1,344/mo
Today · 4.125%
HK$52,065
baseline
▲ 0.50% · 4.625%
HK$54,809
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,130/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,801
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,413
−HK$1,637/mo
Today · 4.125%
HK$55,050
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$3,349/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,100/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,174
−HK$1,568/mo
Today · 4.125%
HK$60,742
baseline
▲ 0.50% · 4.625%
HK$63,944
+HK$3,202/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,484/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,602
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,673
−HK$2,105/mo
Today · 4.125%
HK$70,778
baseline
▲ 0.50% · 4.625%
HK$75,085
+HK$4,307/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,556/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,094
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,081
−HK$2,016/mo
Today · 4.125%
HK$78,097
baseline
▲ 0.50% · 4.625%
HK$82,213
+HK$4,116/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,194/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,500 · Scale 2, in force from 26 Feb 2026)