LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,002
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,153
−HK$1,169/mo
Today · 4.125%
HK$39,322
baseline
▲ 0.50% · 4.625%
HK$41,715
+HK$2,393/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,644/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,164
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,268
−HK$1,120/mo
Today · 4.125%
HK$43,388
baseline
▲ 0.50% · 4.625%
HK$45,675
+HK$2,287/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,776/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,402
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,783
−HK$1,403/mo
Today · 4.125%
HK$47,186
baseline
▲ 0.50% · 4.625%
HK$50,058
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,372/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,397
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,722
−HK$1,344/mo
Today · 4.125%
HK$52,066
baseline
▲ 0.50% · 4.625%
HK$54,810
+HK$2,744/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,132/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,802
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,414
−HK$1,637/mo
Today · 4.125%
HK$55,051
baseline
▲ 0.50% · 4.625%
HK$58,401
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,102/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,630
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,175
−HK$1,568/mo
Today · 4.125%
HK$60,743
baseline
▲ 0.50% · 4.625%
HK$63,945
+HK$3,202/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,486/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,603
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,675
−HK$2,105/mo
Today · 4.125%
HK$70,780
baseline
▲ 0.50% · 4.625%
HK$75,086
+HK$4,306/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$141,560/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,095
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,082
−HK$2,016/mo
Today · 4.125%
HK$78,098
baseline
▲ 0.50% · 4.625%
HK$82,215
+HK$4,117/mo
Deposit HK$1.62M · loan HK$14.60M · min. income ≈ HK$156,196/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,513 · Scale 2, in force from 26 Feb 2026)