LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,005
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,157
−HK$1,169/mo
Today · 4.125%
HK$39,326
baseline
▲ 0.50% · 4.625%
HK$41,719
+HK$2,393/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$78,652/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,168
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,272
−HK$1,120/mo
Today · 4.125%
HK$43,392
baseline
▲ 0.50% · 4.625%
HK$45,680
+HK$2,288/mo
Deposit HK$8.11M · loan HK$8.11M · min. income ≈ HK$86,784/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,407
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,788
−HK$1,403/mo
Today · 4.125%
HK$47,191
baseline
▲ 0.50% · 4.625%
HK$50,063
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,382/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,402
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,727
−HK$1,344/mo
Today · 4.125%
HK$52,071
baseline
▲ 0.50% · 4.625%
HK$54,816
+HK$2,745/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,142/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,808
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,419
−HK$1,637/mo
Today · 4.125%
HK$55,056
baseline
▲ 0.50% · 4.625%
HK$58,406
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,112/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,635
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,181
−HK$1,568/mo
Today · 4.125%
HK$60,749
baseline
▲ 0.50% · 4.625%
HK$63,952
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,498/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,610
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,682
−HK$2,105/mo
Today · 4.125%
HK$70,787
baseline
▲ 0.50% · 4.625%
HK$75,094
+HK$4,307/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,574/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,103
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,090
−HK$2,016/mo
Today · 4.125%
HK$78,106
baseline
▲ 0.50% · 4.625%
HK$82,223
+HK$4,117/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,212/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,574 · Scale 2, in force from 26 Feb 2026)