LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,009
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,160
−HK$1,170/mo
Today · 4.125%
HK$39,330
baseline
▲ 0.50% · 4.625%
HK$41,723
+HK$2,393/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,660/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,172
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,276
−HK$1,120/mo
Today · 4.125%
HK$43,396
baseline
▲ 0.50% · 4.625%
HK$45,684
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,792/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,411
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,792
−HK$1,404/mo
Today · 4.125%
HK$47,196
baseline
▲ 0.50% · 4.625%
HK$50,067
+HK$2,871/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,392/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,406
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,732
−HK$1,344/mo
Today · 4.125%
HK$52,076
baseline
▲ 0.50% · 4.625%
HK$54,821
+HK$2,745/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,152/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,812
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,424
−HK$1,638/mo
Today · 4.125%
HK$55,062
baseline
▲ 0.50% · 4.625%
HK$58,412
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,124/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,641
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,187
−HK$1,568/mo
Today · 4.125%
HK$60,755
baseline
▲ 0.50% · 4.625%
HK$63,958
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,510/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,616
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,688
−HK$2,105/mo
Today · 4.125%
HK$70,793
baseline
▲ 0.50% · 4.625%
HK$75,101
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,586/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,110
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,097
−HK$2,017/mo
Today · 4.125%
HK$78,114
baseline
▲ 0.50% · 4.625%
HK$82,231
+HK$4,117/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,228/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,631 · Scale 2, in force from 26 Feb 2026)