LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,010
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,162
−HK$1,169/mo
Today · 4.125%
HK$39,331
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,393/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,662/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,174
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,278
−HK$1,120/mo
Today · 4.125%
HK$43,398
baseline
▲ 0.50% · 4.625%
HK$45,686
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,796/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,412
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,794
−HK$1,403/mo
Today · 4.125%
HK$47,197
baseline
▲ 0.50% · 4.625%
HK$50,069
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,394/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,408
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,733
−HK$1,345/mo
Today · 4.125%
HK$52,078
baseline
▲ 0.50% · 4.625%
HK$54,823
+HK$2,745/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,156/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,814
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,426
−HK$1,638/mo
Today · 4.125%
HK$55,064
baseline
▲ 0.50% · 4.625%
HK$58,414
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,128/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,643
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,189
−HK$1,568/mo
Today · 4.125%
HK$60,757
baseline
▲ 0.50% · 4.625%
HK$63,960
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,514/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,619
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,691
−HK$2,105/mo
Today · 4.125%
HK$70,796
baseline
▲ 0.50% · 4.625%
HK$75,104
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,592/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,112
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,100
−HK$2,017/mo
Today · 4.125%
HK$78,117
baseline
▲ 0.50% · 4.625%
HK$82,234
+HK$4,117/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,234/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,654 · Scale 2, in force from 26 Feb 2026)