LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,011
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,163
−HK$1,169/mo
Today · 4.125%
HK$39,332
baseline
▲ 0.50% · 4.625%
HK$41,726
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,664/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,175
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,279
−HK$1,120/mo
Today · 4.125%
HK$43,399
baseline
▲ 0.50% · 4.625%
HK$45,687
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,798/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,414
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,795
−HK$1,404/mo
Today · 4.125%
HK$47,199
baseline
▲ 0.50% · 4.625%
HK$50,071
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,398/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,410
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,735
−HK$1,344/mo
Today · 4.125%
HK$52,079
baseline
▲ 0.50% · 4.625%
HK$54,825
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,158/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,816
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,428
−HK$1,637/mo
Today · 4.125%
HK$55,065
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,130/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,645
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,568/mo
Today · 4.125%
HK$60,759
baseline
▲ 0.50% · 4.625%
HK$63,962
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,518/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,621
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,693
−HK$2,105/mo
Today · 4.125%
HK$70,798
baseline
▲ 0.50% · 4.625%
HK$75,106
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,596/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,115
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,103
−HK$2,016/mo
Today · 4.125%
HK$78,119
baseline
▲ 0.50% · 4.625%
HK$82,237
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,238/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,673 · Scale 2, in force from 26 Feb 2026)