LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,012
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,163
−HK$1,170/mo
Today · 4.125%
HK$39,333
baseline
▲ 0.50% · 4.625%
HK$41,726
+HK$2,393/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,666/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,175
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,279
−HK$1,121/mo
Today · 4.125%
HK$43,400
baseline
▲ 0.50% · 4.625%
HK$45,687
+HK$2,287/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,800/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,414
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,796
−HK$1,403/mo
Today · 4.125%
HK$47,199
baseline
▲ 0.50% · 4.625%
HK$50,071
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,398/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,410
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,735
−HK$1,345/mo
Today · 4.125%
HK$52,080
baseline
▲ 0.50% · 4.625%
HK$54,825
+HK$2,745/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,160/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,816
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,428
−HK$1,638/mo
Today · 4.125%
HK$55,066
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,132/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,645
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,569/mo
Today · 4.125%
HK$60,760
baseline
▲ 0.50% · 4.625%
HK$63,962
+HK$3,202/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,520/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,621
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,693
−HK$2,106/mo
Today · 4.125%
HK$70,799
baseline
▲ 0.50% · 4.625%
HK$75,107
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,598/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,115
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,103
−HK$2,017/mo
Today · 4.125%
HK$78,120
baseline
▲ 0.50% · 4.625%
HK$82,237
+HK$4,117/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,240/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,678 · Scale 2, in force from 26 Feb 2026)