LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,014
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,165
−HK$1,170/mo
Today · 4.125%
HK$39,335
baseline
▲ 0.50% · 4.625%
HK$41,728
+HK$2,393/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,670/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,177
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,120/mo
Today · 4.125%
HK$43,402
baseline
▲ 0.50% · 4.625%
HK$45,690
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,804/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,798
−HK$1,404/mo
Today · 4.125%
HK$47,202
baseline
▲ 0.50% · 4.625%
HK$50,074
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,404/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,413
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,344/mo
Today · 4.125%
HK$52,082
baseline
▲ 0.50% · 4.625%
HK$54,828
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,164/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,819
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,431
−HK$1,638/mo
Today · 4.125%
HK$55,069
baseline
▲ 0.50% · 4.625%
HK$58,419
+HK$3,350/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,138/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,648
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,194
−HK$1,569/mo
Today · 4.125%
HK$60,763
baseline
▲ 0.50% · 4.625%
HK$63,966
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,526/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,625
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,697
−HK$2,105/mo
Today · 4.125%
HK$70,802
baseline
▲ 0.50% · 4.625%
HK$75,111
+HK$4,309/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,604/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,119
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,107
−HK$2,017/mo
Today · 4.125%
HK$78,124
baseline
▲ 0.50% · 4.625%
HK$82,242
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,248/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,709 · Scale 2, in force from 26 Feb 2026)