LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,014
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,166
−HK$1,169/mo
Today · 4.125%
HK$39,335
baseline
▲ 0.50% · 4.625%
HK$41,729
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,670/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,178
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,121/mo
Today · 4.125%
HK$43,403
baseline
▲ 0.50% · 4.625%
HK$45,690
+HK$2,287/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,806/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,417
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,799
−HK$1,403/mo
Today · 4.125%
HK$47,202
baseline
▲ 0.50% · 4.625%
HK$50,075
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,404/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,414
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,739
−HK$1,344/mo
Today · 4.125%
HK$52,083
baseline
▲ 0.50% · 4.625%
HK$54,829
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,166/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,820
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,432
−HK$1,637/mo
Today · 4.125%
HK$55,069
baseline
▲ 0.50% · 4.625%
HK$58,420
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,138/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,649
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,195
−HK$1,569/mo
Today · 4.125%
HK$60,764
baseline
▲ 0.50% · 4.625%
HK$63,967
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,528/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,626
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,698
−HK$2,106/mo
Today · 4.125%
HK$70,804
baseline
▲ 0.50% · 4.625%
HK$75,112
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,608/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,120
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,108
−HK$2,017/mo
Today · 4.125%
HK$78,125
baseline
▲ 0.50% · 4.625%
HK$82,243
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,250/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,719 · Scale 2, in force from 26 Feb 2026)