LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,016
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,167
−HK$1,170/mo
Today · 4.125%
HK$39,337
baseline
▲ 0.50% · 4.625%
HK$41,731
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,674/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,180
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,284
−HK$1,121/mo
Today · 4.125%
HK$43,405
baseline
▲ 0.50% · 4.625%
HK$45,693
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,810/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,419
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,801
−HK$1,404/mo
Today · 4.125%
HK$47,205
baseline
▲ 0.50% · 4.625%
HK$50,077
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,410/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,416
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,741
−HK$1,345/mo
Today · 4.125%
HK$52,086
baseline
▲ 0.50% · 4.625%
HK$54,831
+HK$2,745/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,172/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,822
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,434
−HK$1,638/mo
Today · 4.125%
HK$55,072
baseline
▲ 0.50% · 4.625%
HK$58,423
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,144/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,652
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,198
−HK$1,569/mo
Today · 4.125%
HK$60,767
baseline
▲ 0.50% · 4.625%
HK$63,970
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,534/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,629
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,701
−HK$2,106/mo
Today · 4.125%
HK$70,807
baseline
▲ 0.50% · 4.625%
HK$75,115
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,614/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,124
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,112
−HK$2,017/mo
Today · 4.125%
HK$78,129
baseline
▲ 0.50% · 4.625%
HK$82,247
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,258/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,747 · Scale 2, in force from 26 Feb 2026)