LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,017
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,168
−HK$1,170/mo
Today · 4.125%
HK$39,338
baseline
▲ 0.50% · 4.625%
HK$41,731
+HK$2,393/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,676/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,181
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,285
−HK$1,120/mo
Today · 4.125%
HK$43,405
baseline
▲ 0.50% · 4.625%
HK$45,693
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,810/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,420
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,802
−HK$1,403/mo
Today · 4.125%
HK$47,205
baseline
▲ 0.50% · 4.625%
HK$50,078
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,410/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,417
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,742
−HK$1,344/mo
Today · 4.125%
HK$52,086
baseline
▲ 0.50% · 4.625%
HK$54,832
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,172/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,823
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,435
−HK$1,638/mo
Today · 4.125%
HK$55,073
baseline
▲ 0.50% · 4.625%
HK$58,424
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,146/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,653
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,199
−HK$1,569/mo
Today · 4.125%
HK$60,768
baseline
▲ 0.50% · 4.625%
HK$63,971
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,536/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,630
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,702
−HK$2,106/mo
Today · 4.125%
HK$70,808
baseline
▲ 0.50% · 4.625%
HK$75,117
+HK$4,309/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,616/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,125
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,113
−HK$2,017/mo
Today · 4.125%
HK$78,130
baseline
▲ 0.50% · 4.625%
HK$82,248
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,260/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,757 · Scale 2, in force from 26 Feb 2026)