LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,018
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,170
−HK$1,170/mo
Today · 4.125%
HK$39,340
baseline
▲ 0.50% · 4.625%
HK$41,734
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,680/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,183
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,287
−HK$1,121/mo
Today · 4.125%
HK$43,408
baseline
▲ 0.50% · 4.625%
HK$45,696
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,816/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,422
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,804
−HK$1,404/mo
Today · 4.125%
HK$47,208
baseline
▲ 0.50% · 4.625%
HK$50,080
+HK$2,872/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,416/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,419
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,745
−HK$1,344/mo
Today · 4.125%
HK$52,089
baseline
▲ 0.50% · 4.625%
HK$54,835
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,178/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,826
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,438
−HK$1,638/mo
Today · 4.125%
HK$55,076
baseline
▲ 0.50% · 4.625%
HK$58,427
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,152/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,656
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,202
−HK$1,569/mo
Today · 4.125%
HK$60,771
baseline
▲ 0.50% · 4.625%
HK$63,974
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,542/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,633
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,706
−HK$2,106/mo
Today · 4.125%
HK$70,812
baseline
▲ 0.50% · 4.625%
HK$75,120
+HK$4,308/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,624/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,129
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,117
−HK$2,017/mo
Today · 4.125%
HK$78,134
baseline
▲ 0.50% · 4.625%
HK$82,252
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,268/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,788 · Scale 2, in force from 26 Feb 2026)