LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,021
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,173
−HK$1,170/mo
Today · 4.125%
HK$39,343
baseline
▲ 0.50% · 4.625%
HK$41,737
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,686/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,186
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,290
−HK$1,121/mo
Today · 4.125%
HK$43,411
baseline
▲ 0.50% · 4.625%
HK$45,699
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,822/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,425
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,807
−HK$1,404/mo
Today · 4.125%
HK$47,211
baseline
▲ 0.50% · 4.625%
HK$50,084
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,422/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,423
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,748
−HK$1,345/mo
Today · 4.125%
HK$52,093
baseline
▲ 0.50% · 4.625%
HK$54,839
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,186/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,830
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,442
−HK$1,638/mo
Today · 4.125%
HK$55,080
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,160/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,660
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,206
−HK$1,569/mo
Today · 4.125%
HK$60,775
baseline
▲ 0.50% · 4.625%
HK$63,979
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$121,550/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,638
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,711
−HK$2,106/mo
Today · 4.125%
HK$70,817
baseline
▲ 0.50% · 4.625%
HK$75,126
+HK$4,309/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,634/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,134
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,123
−HK$2,017/mo
Today · 4.125%
HK$78,140
baseline
▲ 0.50% · 4.625%
HK$82,258
+HK$4,118/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,280/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,834 · Scale 2, in force from 26 Feb 2026)