LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,022
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,174
−HK$1,170/mo
Today · 4.125%
HK$39,344
baseline
▲ 0.50% · 4.625%
HK$41,738
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,688/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,187
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,291
−HK$1,121/mo
Today · 4.125%
HK$43,412
baseline
▲ 0.50% · 4.625%
HK$45,700
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,824/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,426
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,808
−HK$1,404/mo
Today · 4.125%
HK$47,212
baseline
▲ 0.50% · 4.625%
HK$50,085
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,424/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,424
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,750
−HK$1,344/mo
Today · 4.125%
HK$52,094
baseline
▲ 0.50% · 4.625%
HK$54,840
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,188/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,831
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,443
−HK$1,638/mo
Today · 4.125%
HK$55,081
baseline
▲ 0.50% · 4.625%
HK$58,433
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,162/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,661
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,208
−HK$1,569/mo
Today · 4.125%
HK$60,777
baseline
▲ 0.50% · 4.625%
HK$63,980
+HK$3,203/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,554/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,640
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,713
−HK$2,106/mo
Today · 4.125%
HK$70,819
baseline
▲ 0.50% · 4.625%
HK$75,128
+HK$4,309/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,638/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,136
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,124
−HK$2,017/mo
Today · 4.125%
HK$78,141
baseline
▲ 0.50% · 4.625%
HK$82,260
+HK$4,119/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,282/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,847 · Scale 2, in force from 26 Feb 2026)